Personal Contract Hire (PCH) is designed to give you fixed cost, budgeted motoring for a specific period of time, which is normally 2, 3, 4 or 5 years. These contracts are calculated based on your total annual mileage. Vehicles are one of your biggest expenses, both personally or as a business, and Personal Contract Hire or Personal Van Leasing is the best way to control this expense. These contracts can even include Vehicle Excise Duty (road tax) and full service & maintenance, making it even easier to fix your monthly costs. All you need to do is make sure your vehicle is insured and add fuel. Its that simple............